Demo — synthetic data only
See a full case, start to finish
1. Upload
Jordan Sample (synthetic) uploads an Experian-only report dated 2026-08-01. The app shows: Experian present · Equifax and TransUnion not in this report.
2. Finding
“Northwind Auto Loan ****4821 — 30 days late, March 2026” (page 3, 92% extraction confidence) labeled Adverse information — review for accuracy.
3. Confirmation
Jordan confirms: it's my account; the payment was on time on March 2; bank statement attached. Evidence is linked to the item.
4. Letter
One letter is drafted — to Experian only — with the confirmed facts, verified address, and signature line. Jordan approves and downloads the PDF.
5. Mailing
Mailed 2026-08-05 by certified mail; delivery confirmed 2026-08-08. Expected completion: 2026-09-07 (30-day window from receipt).
6. Response
Experian's letter is uploaded. AI reads: “Verified — information updated”, quoting the excerpt. Jordan reviews and confirms: Verified.
7. Round 2
Because Jordan has a new creditor letter acknowledging the on-time payment, a follow-up with that new evidence is prepared — not a harsher copy of the first letter.
8. Round 3
The bureau's second response shows the late mark corrected. The item is marked Resolved and will not be disputed again.